Attention homeowners: Real estate appraisal services for in San Antonio and Bexar CountySee the top reasons Texas homeowners order from David Losleben:
We at David Losleben understand the unique needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.Challenge Bexar County's assessment of your propertyLet's say you live in an area that is declining -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from David Losleben is your best weapon when contesting your property tax assessment.Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At David Losleben, we're experienced in helping consumers just like you do away with unwanted PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be annoying from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. David Losleben can help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from David Losleben can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home. |